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The Role of A Down Payment: How Much Should I Save?

by lizlaurenb | Nov 7, 2023 | Home Mortgage

Buying a home, a car, or any significant investment often involves making a down payment. The down payment is a crucial part of the purchasing process, as it can impact your loan terms, interest rates, and monthly payments. But how much should you save for a down...

What’s Ahead For Mortgage Rates This Week – November 6, 2023

by lizlaurenb | Nov 6, 2023 | Financial Reports

The most important data of the quarter was released, signaling the direction for many markets and where economic policy may be headed. Jerome Powell as well as other members of the Federal Reserve spoke about the state of economic policy, informing many parties about...

Ways To Be Financially Prepared for an Emergency

by lizlaurenb | Nov 3, 2023 | Budget, Homeowner Tips

It’s important to be financially prepared for emergencies so that you can handle unexpected expenses or situations without having to worry about your financial stability. Here are some ways to financially prepare for emergencies: Build an emergency fund: Start...

Will Getting a Mortgage Help My Credit Score?

by lizlaurenb | Nov 2, 2023 | Credit, Homeowner Tips

Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time...

Planning Your Mortgage Budget for the Holiday Season

by lizlaurenb | Nov 1, 2023 | Budget, Home Tips

The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you’re juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy...
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